What Does Hail Damage Look Like on a Roof?

Asphalt Shingle Roof

Circular granule loss and soft bruising (marked with chalk) on asphalt shingles – classic hail impact signs.

Asphalt Shingle Roof Hail Damage
Grey metal roofing with a lump

Metal Roofs

Dents on a standing-seam metal roof from hail-cosmetic damage only, but still affecting protective coatings.

Tile Roof

Chipped and cracked concrete tiles from recent hail-microfractures are invisible from the ground

Tile roof chipped and damages
Wooden roof cracked

Wood Shake Roof

Splits and punctures in cedar shakes – fresh, bright wood indicates hail impact rather than age-related wear.

Has a recent hailstorm left you wondering if your roof was damaged? Knowing what to look for—and what to do next—can save you thousands in repairs and ensure your insurance claim gets approved. In this guide, you’ll learn how to spot hail damage on different roof types, tell the difference between hail damage and normal wear, and what to do in the first 24 hours after a storm.

If you’re unsure where to start, reaching out to experienced hail damage roofing contractors in Austin can make all the difference. These professionals can assess the extent of the damage, help you document it for insurance purposes, and recommend the best course of action to protect your home.

Why Identifying Hail Roof Damage Early Is Critical

Most homeowners don’t realize their roof has been damaged by hail until they notice visible problems—like ceiling stains, attic leaks, or missing shingles. By that time, the damage is often extensive, repairs are costly, and worse, your window for filing an insurance claim may have already closed.

Many insurance companies require hail damage claims to be filed within 6 to 12 months of the storm. If you miss that window, you could be left paying out-of-pocket for repairs or even a full roof replacement.

Early identification helps you:

  • Avoid long-term water damage and mold
    Tiny fractures in shingles or flashing may not look serious, but they can allow water to seep in over time—leading to rot, mold, and structural issues that compromise your home’s integrity.

  • Maximize insurance coverage
    Prompt inspections and documentation give you the best chance of securing full coverage from your insurer. Delays can lead to disputes over whether the hail caused the damage or if it resulted from neglect.

  • Prevent full roof replacement costs 
    Catching damage early allows for targeted repairs instead of full replacement, which can save you thousands of dollars.

What Hail Damage Looks Like: Photo Guide by Roof Type

Wondering if your roof has taken a hit after a storm? Hail damage varies depending on your roofing material. Below is a practical guide to help you recognize common signs of impact. For a more detailed evaluation process, don’t miss our Roof Damage Inspection Checklist.

Asphalt Shingle Roofs

The most common roofing type in the U.S., asphalt shingles are made of a fiberglass mat coated with asphalt and mineral granules. Hailstones—especially those over 1 inch in diameter—can crush or bruise the mat beneath, even if surface damage looks minor.

What to Look For:

  • Dark, circular bruises where hail has compressed or damaged the shingle
  • Exposed black substrate, indicating granule loss
  • Cracking or broken corners on individual shingles
  • Granules collected in gutters or at downspouts—signs of widespread surface erosion

Metal Roofs

Metal roofs are known for durability, but they’re not immune to hail—especially soft metals like aluminum or thinner gauge steel. Dents can compromise aesthetics and protective coatings.

What to Look For:

  • Visible dents on flat surfaces, ridges, or seams
  • Paint chipping or scuffing, which can lead to rust over time
  • Loosened or lifted fasteners, potentially compromising waterproofing

Tile Roofs (Clay or Concrete)

Tile roofs are resilient but brittle. Large hailstones—typically 2 inches or more—can crack, chip, or dislodge tiles. Damage is often subtle but can lead to leaks if ignored.

What to Look For:

  • Clean edge chips or spiderweb-like cracks on tile surfaces
  • Dislodged or shifted tiles, especially near valleys and edges
  • Moisture buildup beneath cracked tiles, often leading to hidden water damage

Wood Shake Roofs

Natural wood shakes have a beautiful, rustic appearance—but hail impacts can split the grain, compromising both aesthetics and performance. This type of damage can also increase fire risk in dry climates.

What to Look For:

  • Fresh splits or cracks that follow the natural wood grain
  • Indentations revealing lighter-colored wood, showing recent impact
  • Missing, split, or curled shakes, especially in older roofs

Hail Damage vs. Roof Aging: Know the Difference

Aging and hail damage often look similar—but insurers won’t cover general wear and tear. Here’s how to tell the difference:

Feature Hail Damage Normal Wear
Granule Loss In circular patterns or bruises Even thinning over time
Cracks Random and sharp-edged Parallel, linear (from sun/traffic)
Soft Spots Present (feels like a bruise) Rare
Shingle Corners Cracked from impact Curled from UV exposure

 How Hail Size Affects Roof Damage Severity

Many homeowners are surprised to learn that even small hail can cause real damage. Here’s a detailed table showing how different hail sizes can affect your roof:

Hail Size Potential Roof Damage Commonly Affected Materials Example Region & Event
Pea (< 0.5") Minor, mostly cosmetic Metal, plastic vents Light Texas spring storms
Marble (0.75") Small bruising, minor granule loss Asphalt shingles Midwestern May storms
Quarter (1") Moderate shingle bruising, cracks in tiles Asphalt, clay, concrete Colorado Front Range storms
Golf Ball (1.75") Significant shingle loss, dented metals, broken tiles All roof types Dallas-Fort Worth hailstorm
Baseball (2.5"+) Severe structural damage, possible roof failure All materials, especially tile Denver Superstorm 2023

 24-Hour Hail Damage Action Plan for Homeowners


After a hailstorm, time is critical. Acting quickly helps prevent further damage, strengthens your insurance claim, and keeps repair costs under control. Here’s a simple, hour-by-hour plan to protect your home and take the right steps toward recovery.

0–2 Hours After the Storm: Ensure Safety & Document Damage

  • Stay indoors until the storm has fully passed and it’s safe to go outside. Avoid downed power lines, broken glass, or unstable structures.

  • Photograph all visible damage to your home’s exterior—this includes siding, windows, doors, decks, outdoor furniture, and any parts of the roof you can safely see from the ground.

  • Take wide and close-up shots to fully capture the extent of the damage—these will be crucial for your insurance claim.

2–6 Hours After the Storm: Investigate & Preserve Evidence

  • Inspect your attic for leaks, water stains, or damp insulation—these are early signs of roof compromise.

  • Collect hailstones (if safe) and place them in a freezer bag with a timestamp and location. Some insurers ask for this as evidence of hail size and severity.

  • Write down storm details, including time, wind direction, and anything notable (e.g., trees or fences blown over).

6–12 Hours After the Storm: Get a Professional Opinion

  • Call Capital City Roofing to schedule a free roof inspection. We offer both in-person evaluations and virtual, photo-based assessments for your convenience.

  • Our licensed experts will assess hidden or subtle damage that isn’t visible to the untrained eye.

  • Avoid storm-chasing contractors who show up uninvited and pressure you into quick deals—many are uninsured and unqualified.

12–24 Hours After the Storm: Take Action & Secure Your Roof

  • File a claim with your insurance provider using the detailed report and photo documentation we provide.

  • Schedule temporary protection such as emergency tarping to prevent additional water intrusion if your roof has been compromised.

  • Capital City Roofing can assist with emergency services and coordinate directly with your insurer to streamline the process.

Call Now or Book Online for a Hail Damage Roof Inspection with Capital City Roofing. Whether you see damage or just want peace of mind, we’re here to help—fast, local, and trusted.

 

FAQ: What Does Hail Damage Look Like on a Roof?

The most common signs are bruising and granule loss. These typically appear as dark, soft spots scattered in a random pattern. Over time, these weakened areas can crack and allow moisture to seep in.

Yes. Many types of hail damage are not immediately visible, especially from the ground. Hidden bruises beneath shingles may not leak right away, but they weaken the roof structure and lead to premature failure if not addressed.

Most policies allow 1 to 2 years to file a claim—but don’t wait. Insurance adjusters typically expect homeowners to act promptly after a storm. Document everything now and start the claim process as soon as possible.

Absolutely. Even minor hail damage can lead to slow leaks, wood rot, mold growth, insulation damage, and eventually major structural issues. Timely repair prevents costly long-term damage.

Yes! We handle everything from detailed documentation to meeting with your insurance adjuster. Our goal is to make the claims process easy and help you get the maximum coverage you’re entitled to—with zero pressure and full transparency.

 Still have questions? Contact Capital City Roofing for a free inspection and expert guidance on hail damage repair and insurance claims. We’re here to help.

 

Final Thoughts: Don’t Wait for a Leak to Confirm Roof Damage

Hail damage isn’t always obvious—but that doesn’t mean it’s harmless. Even small hailstones can bruise shingles, loosen granules, or weaken roof seals, leading to leaks weeks or months later.

You don’t need visible dents to have real damage.
What looks fine from the ground could be hiding costly issues only a professional can spot.

Be proactive.

Schedule a free roof inspection or submit a photo for expert review. It could be the difference between a quick repair and a major replacement later.

This article is for informational purposes and does not constitute professional roofing advice. Please consult a licensed contractor, like Capital City Roofing, for personalized recommendations and project guidance.